Saving has been a complex issue for Mexican families because it is necessary to reach the end of the month with a balance in the account, after covering daily expenses and paying outstanding debts.
Only after this stage is it possible to start planning the most convenient form of investment.
This is not a secondary issue if one takes into account that, in January 2020, before suffering the onslaught of the pandemic, eight out of 10 people in the country had some type of debt.
On average, each one owes 10 times more than what they earn and in most cases it is difficult for them to meet the payment of their obligations in a timely manner.
More than a year later, the outlook does not seem to have improved if one takes into account that economic conditions remain unstable and that many families have seen their income reduced due to the closure of several businesses and the ups and downs in unemployment.
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Now, those who manage to have a capital margin look for a way to protect it from the ups and downs of a context that has shown us how unpredictable it can be.
For this reason, several relatively new companies have raised large amounts of investment originating from those seeking to grow their capital.
For those who opt for this alternative, professionals recommend not getting carried away by fears that may arise on certain occasions.
For example, when buying a stock at a high price, anxiety to sell it sometimes attacks when its value decreases slightly, when you have to take into account that the markets are currently recovering.
In the case of the more conservative people, who tend to turn to traditional savings tools.
If fixed-term investments are compared with other options, perhaps a little more risky, a range of possibilities could open up depending on the risk, seeking to face the inflationary increase that has been registered in both Mexico and the United States.
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Other recent investments such as cryptocurrencies allow anyone with a smartphone, downloading an electronic wallet, to enter and with a low investment amount.
Other safer investments are real estate where the biggest obstacle is having enough capital to be able to achieve it, although currently crowdfunding options have allowed entry to this investment mechanism for amounts much lower than those of a complete property.
In Solili you can check available apartments in Colonia del Valle, Narvarte and Centro