The rethinking of the way of living and working opened a change as a result of the pandemic that submits to a new validation of multiple concepts that were previously taken for granted.

Once working life opened the door to the possibility of working remotely and confinement forced individuals and families to change their habits of commuting to jobs and educational centers that also migrated to the online way, family dynamics were altered.

If we analyze various headlines of the changes and new policies that emerged as a result of this, we will find new decisions that have been implemented and that have been the differentiating element in the recovery of the residential sector in the post-pandemic period.

Many families derived from this situation, far from being paralyzed, acted and made decisions that favored their family assets.

Starting with the panorama of public policies, the main organizations that grant housing loans in Mexico, given the low interest rates, opened the spectrum in the laws so that more people could access this benefit.

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Infonavit, for example, implemented new credit schemes with changes in the fixed annual interest rate and fixed payments throughout life together with employer contributions paid directly to capital, which had a decisive impact on the increase in loans.

The possibility of acquiring an apartment by joining several individual credits also opened up new possibilities for owning a home.

Fovissste, for its part, went on to exceed its ceiling and allows financing up to 4.8 million pesos for housing, which broadens the options for families or people looking for their own home.

The maturation of the credit scheme has impacted on the recovery of the housing sector and this is corroborated by the good rhythm that has been maintained in the placement of mortgage loans by public and commercial banks.

Another action that has been the product of all the changes that have taken place is the awareness that has been generated to increase the quality of life when we work and do our day-to-day work in the same community, which is why it seeks to significantly reduce travel times .

As a result, Infonavit recently approved an adjustment to its regulation that establishes that the Institute will only finance homes that have schools, health centers, primary roads and public transport no more than 2.5 kilometers away.

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However, public policies have covered much more than favoring purchase schemes and are taking important steps in increasing rental options for those who do not choose to buy.

The rental housing model is said to be a key piece in the strategy to face the housing backwardness in the country and therefore the public sector must provide housing solutions to the various segments.

The President of the Association of Rental Housing (AVER) pointed out two feasible strategies that could be evaluated to trigger effective models of social rental housing. For this, it is necessary to promote important changes and explore new policies on the matter.

The first has to do with taking advantage of the housing stock of houses recovered by Infonavit; and the second, to promote public-private partnerships to develop projects from scratch.

Perhaps such a mobilizing situation as the pandemic has been, supported us in knowing our priorities and taking actions that allow us to strengthen our decisions and especially our heritage.

Public policies have aimed at inclusion and greater access to credit, although there is still a long way to go in a country where there is still a significant residential deficit.