The National Institute of the Workers' Housing Fund (Infonavit) announced that more than one million 603 thousand additional workers will be able to access a mortgage loan with the incorporation of a new scoring system to be able to prequalify for accreditation.

In contrast, there are many beneficiaries who, due to the pandemic and the confinement due to Covid-19, lost their jobs or took on more debt to support their families.

In this sense, the institution reminds that the credits can be restructured in case there are complications to pay them.

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Among the options are the possibilities of obtaining an extension of payment, the reduction of the monthly payment and with programs such as Solution to your measure, the beneficiary will be able to negotiate with the institution and reduce the monthly payments for a year, and this option applies to credits that they are both in minimum wages and in pesos.

Another option, the Payment Ability Opinion, allows the payment to be reduced for one year, as long as it contrasts with the income and expenses of workers, although this option would only apply to credits stipulated in Times Minimum Wages.

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There is also the Payment Protection Fund where Infonavit completes the payment of the beneficiary for a period of up to six months after ending an employment relationship. The client can request this service every five years and must cover only 10% of the monthly payment.

The slate and new account modality allows adding the pending payments of the worker to the total balance of his credit and opens the opportunity to continue paying regularly and with the same monthly installments stipulated from the first time the loan was requested.

Finally, the Payment Extension allows the client to request a payment extension of 12 consecutive months or 24 discontinuous months in the event of job loss or some other abrupt situation.

In Solili you can consult available departments in Centro, Obrera and Doctores

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