As a worker you have the right to adequate and decent housing, so throughout your working life you have different salary contributions destined to accounts for various purposes.

One of these is the housing subaccount, which is integrated into the individual account of the retirement savings system.

In this subaccount, the contributions paid by employers are allocated so that you can buy a home.

If you are listed on the ISSSTE or IMSS you can access it and process a mortgage loan with Infonavit or Fovissste.

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This subaccount is equal to 5 percent of your integrated salary, that is, your salary plus benefits. Income is provided bimonthly by the company you work for.

You should know that although the AFORE informs you of the available balance through an account statement, it is not responsible for the administration of resources. Those who manage the resources are Infonavit or Fovissste.

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If you quote in Infonavit with this program, you can reactivate your savings in the housing subaccount through access to mortgage financing and thus buy a new or used property.

In the event that you have a formal economic activity but are a non-active beneficiary, you must use the Infonavit + Bank Credit Account.

Do you want to acquire an apartment in the Benito Juárez municipality? One of the most popular colonies is the Portales, check the options it have and ask the advisor in charge for more details.

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