Scotiabank has two months of historical placement in terms of mortgage loans, which allows to project that in December and next January there will be growth above pre-pandemic levels, estimated Paulina Prieto Higuera, vice president of Mortgage and Automotive Credit of that banking institution.
The specialized force of the institution, in branches and brokers achieved these two months of historic placement in the bank. It is expected that in six or seven months after the
Fovissste para Todos came into operation, at least a thousand loans will have been finalized to be granted to workers in the service of the State.
Most applicants who have applied at Scotiabank have been accredited with Fovissste para Todos.
Check here: Infonavit seeks to link homes with cities
Regarding this product, Scotiabank worked together with Fovissste and they identified an opportunity, noting that many beneficiaries did not have a credit history already made with the bank and did not have credit cards or any mortgage credit.
This differentiating seal in the bank aimed to prioritize financial inclusion on the basis that the more Mexicans can integrate into the financial system, the more it will help the country's economic development.
The credit that is granted within the framework of Fovissste para Todos, applies to both the purchase of new and used homes. The applicant must have at least three semesters in the Fovissste, minimum age of 25 years and can apply for second credits.
Of interest: The capital government proposes to update housing prices in CDMX
He reiterated that there is a great demand for Fovissste para Todos and Scotiabank grew in the placement of loans for the acquisition of new homes, which constitutes an economic engine and will be an important lever for the recovery in the coming years.
The combinations of improvement of the aforementioned product, such as the possibility of joining the income of spouses even if one of them is not a beneficiary, or that a worker at the service of the State could add another income from a second job, influenced the increase in demand.
These additional options grant the same conditions as Fovissste para Todos: the same CAT, interest rate, insurance cost, and no commission fee for opening.
In Solili you can check availability of apartments for sale in Mexico City, Monterrey and Guadalajara