Enrique Vela, founder and president of TOI Expertos Hipotecarios affirmed that this is the right time to apply for a mortgage loan and buy a home, since the interests are between 8 and 9% and at a fixed rate.
Therefore, he continued, "it is time to rethink our objectives, review our dreams and goals and carry out an action plan that satisfies us to continue moving forward."
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In an interview with Grupo En Concreto, Enrique Vela recommended that to acquire a loan, you must first see the economic possibilities, the house you want according to that, since on many occasions people want the house of their dreams, but they have They have to advance first with one that they have the possibility of buying and then go climbing.
The same, he said, when inflation is on the rise. Rather, it should be considered buying a finished house at a fixed rate and not building due to the increase in inputs such as cement or steel, since the latter can raise the initially planned cost.
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“But when you freeze the price, whether it is pre-sale, you already make sure you take that opportunity where now the benefit is going to be transferred to the value of your house. I must review how my situation is, we are going to do an analysis of how personal finances are. How much you can or want to pay and the monthly payment frozen and fixed ”, he reiterated.
Enrique Vela acknowledged that there may be a trend for the second quarter of next year of rising interest rates, but very slight.
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