At the end of February, the Institute of the National Workers' Housing Fund (Infonavit) reported 204 thousand 217 million pesos as the balance of the Housing Subaccount destined for non-active entitled women.

This resource can be used to purchase a home regardless of whether they no longer contribute to the fund. This is due to the Infonavit Account + Bank Credit scheme, which provides the opportunity to more than 16 million 629 thousand 646 non-active beneficiaries to access a mortgage.

In this sense, the financing allows housewives and entrepreneurs, who once contributed to the institute, to use the money they have saved in the Housing Subaccount for the processing of a mortgage loan.

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Those interested in making use of this credit scheme must appear before the banking institution of their choice. To do this, you must have the Infonavit Account Certificate + Bank Credit, a document that will indicate the amount that you have in the Housing Subaccount.

Consequently, this fund will serve as a down payment for financing the purchase of a home. In order to participate in the program, women must log in to My Infonavit Account, select the My Credit Procedure option. And, select I am interested in a Credit.

Subsequently, the amount of savings in the Housing Sub Account will appear on the screen, followed by printing the Infonavit Account Certificate + Bank Credit.

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In addition to this, non-active beneficiaries must go to the banking institution of their choice, which will prepare their profile to determine the amount of the credit.

Consequently, Infonavit will finance 30%, without exceeding 325 UMAS, while the remaining 70% will be provided by the bank under its conditions.

Finally, the payments will be fixed during the term of the financing and there will be an interest rate of 10.45% on the credit granted by the institute.

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Original note